Board of Directors

Founder and Executive Chairman of Agibank’s Board of Directors, one of the first digital banks in the country, responsible for creating the revolutionary QR Code payment technology. An innovator and tireless seeker of disruptive solutions, Marciano Testa is one of the leading entrepreneurs in the Brazilian financial market today. His mission is to provide a banking experience that welcomes and empowers all Brazilians. This same vision led him to co-found Instituto Caldeira, a private initiative aimed at accelerating digital transformation in Rio Grande do Sul, where he currently serves as President. He holds a degree in Economic Sciences from Unisinos, with a specialization in Finance, and has completed the Executive Program at Singularity University as well as the Owner/President Management (OPM) program at Harvard Business School.

Mr. Cossielo has built a 39 year career at Banco Bradesco, where he began working at age 18 and held a number of titles, including statutory executive officer. He left Banco Bradesco in 2012. Mr. Cossielo serves as executive officer at Banco do Estado da Bahia, Banco de Crédito Nacional, Bilbao Vizcaya Argentaria, Banco BMC, Financiadora Bradesco and other Bradesco group companies. He is also a member of a number of statutory committees. In 2012, Mr. Cossielo became the vice chairman of our board of directors and, from 2014 to 2016, he served as chairman of the board of Banco Gerador, headquartered in the city of Recife in the State of Pernambuco.

Mr. Moraes has a postdoctoral degree and was a visiting researcher at Columbia University in the City of New York in 2009. He served as chairman of Fundação de Economia e Estatística in the State of Rio Grande do Sul from 2003 to 2006; Treasury Secretary of the State of Rio Grande do Sul and chairman of the board of directors of Banrisul from 2007 to 2009; senior consultant at Banco Mundial in 2010; managing director at Banco J.P. Morgan from 2011 to 2014; partner of Banco BTG Pactual from 2014 to 2016; and a member of the board of directors of Banco PAN from 2015 to 2016. Mr. Moraes currently serves as a member of the board of directors of Gerdau and Grupo Vibra, a member of the investment committee of Jaymar and an economic consultant for family offices.

Partner of the Vinci Partners’ Private Equity team, Gabriel has been a member of the Board of Directors of several companies in the Vinci portfolio, such as Burger King, Unidas and Cecrisa, and is currently a member of the Board of Directors of Austral, CBO, Le Biscuit, Vero and Agibank. He joined the Private Equity group of UBS Pactual Gestora de Investimentos Alternativos in 2007. From 2008 to 2010, he was assigned to portfolio company InBrands, where he acted as CEO and CFO. Prior to that, he worked as an analyst at Banco BBM venture capital operations, as a management consultant at McKinsey & Co., as a M&A manager at Vivo and as an associate at GP Investimentos. He holds a degree in Engineering from Universidade Federal do Rio de Janeiro and an MBA from Harvard Business School. Gabriel joined Agibank’s Board of Directors in  2020.

Daniel is currently CIO and partner at Lumina Capital Management and was previously Partner and Head of Latin America at Farallon Capital Management, a position he held from August 2011 to December 2021. He served as President of Morgan Stanley in Brazil from April 2010 to August 2011. Between January 2003 and December 2006, he led the Economic Law Department of the Ministry of Justice, the former agency responsible for Brazil’s antitrust and consumer protection system. He holds a bachelor’s and a doctorate degree in Law from the University of São Paulo. Additionally, he earned a Master of Laws from Harvard Law School. In January 2025, he joined Agibank’s Board of Directors through an investment by Lumina Capital.

She was the Treasurer of the United States between 2009 and 2016.

Inside the U.S. government, Mrs. Rios was responsible for leading activities such as the production of coin and currency and she was also the person who spearheaded the efforts to have the image of a woman on U.S. Federal Reserve notes for the first time in history. After she left her position as Treasurer, Ms. Rios received the Hamilton Award, the highest honor bestowed in the U.S. Department of the Treasury.

Alan De Genaro, currently an Advisory Board Member of Agibank, is an associate professor of Finance at Fundação Getúlio Vargas (FGV EAESP) and managing partner of Riscométrica. He also has a PhD in statistics at the University of São Paulo and was a visiting scholar at the Courant Institute – NYU. Alan has 15 years of experience in the financial market with stints at CETIP and BM&FBOVESPA, professor of economics at the University of São Paulo (2014-2018) and leader of the Finance line in the academic Master’s and PhD program in business administration at FGV EAESP (2019-2021). In addition, Alan held the position of vice-president and financial director of the Brazilian Society of Finance, SBFIN (2019-2021), and is currently statutory director of SBFIN (2021-2023). He also held the position of chairman, as a statutory member, of the Risk Committee of the BNDES prudential conglomerate (2021-2023) and was a member of ANBIMA’s Qualified Services Committee (2019-2020).